About VK Pay

VK Pay is a service for paying for goods and services, accepting payments and transfers in communities, stores and mini-applications of the VKontakte>

Example of payment window VK Pay: payment by bank card

You will be comfortable accepting payment via VK Pay if you:

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  Develop an application on the platform VK Mini Apps .
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  Create chatbot for the community.
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  Sell goods or services in community Community or accept payments through community messages.
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  Offering goods or services in the shop VKontakte .

by VK Pay payers Users of VKontakte that have accepted Terms of use of VK Pay Service and gained access to it. On the opportunities that VK Pay provides to payers, read below .

Recipients of payments can be individual entrepreneurs (hereinafter — IP), legal entities and self-employed. With VK Pay, they can accept payments, make refunds and cancellations of payments, learn about the status of transactions and receive financial notifications. Details in the section Payment system API .

On the procedure for connecting to VK Pay, read in the section How to connect .

In VK Pay, buyers can pay for goods, and sellers can receive money using an internal e-wallet — VK Wallet.

Types of VK Wallets

There are two types of VK Wallet — basic and extended. More specifically, in Rules for using the VK Pay service .

More about the differences between wallets Help VKontakte .

How to pass identification

Extended type of VK Wallet can be connected only by citizens of the Russian Federation. A basic type is available for non-residents.

To move from the basic type of VK Wallet to the extended one, you need to pass the identification on the page . You will need to specify additional data of the passport and one of the documents to choose from: TIN or SNILS. This is a requirement of Federal Law No. 115-FZ. The data can be filled manually or imported automatically through the portal of the State Service.

Once the identification is completed, you will receive a notification from the community.” VK Pay Notifications » about connecting an extended type of VK Wallet.

Recipients of payments

Payment for goods and services through VK Pay can be:

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  The self-employed are the leaders of a community or store established in that community, with the rights of an administrator or community editor. If community money transfers are included, the community administrator and editor can receive money from users through community messages on the VK Wallet.
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  Legal entities and individual entrepreneurs are managers of the store with the rights of administrator or editor of the community in which this store is created. Legal entities and individual entrepreneurs receive money to their current account.

More about working with legal entities, individual entrepreneurs and self-employed — in description of payment service conditions .

VK Pay for Payment Recipients

In VK Pay, you can accept payments through the ready form of the payment window, as well as carry out other operations through VK Pay. POST Requests to Payment system API .

You can perform the following operations:

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  Execution of payments .
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  Refunds and cancellation of payments .
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  Receiving payment notifications .
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  Checking the status of transactions .
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  Obtaining information about transactions .
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  Testing Payments and Returns .

About additional opportunities for IP and legal entities read in the section connecting IP and Legal Entities .

Technical support

With questions about the work of VK Pay you can contact by e-mail vkpay_solutions@vk.team . Other Contacts for Applications:

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  Contacts of technical support VK Pay and RNKO " VK Payment Solutions"
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  The VK Pay FAQ VKontakte

Payers

VK Pay is a service without a subscription fee: when paying for goods and services, no commission is charged. However, when performing some operations with the participation of the bank, for example, when withdrawing money from the VK Wallet to a bank card, a commission is possible. More specifically, in description of tariffs .

Buyers can pay with a bank card or VK Wallet.

Available actions for different types of VK Wallet

To transfer and withdraw money from the VK Wallet, the user must have an extended type of VK Wallet. For this he needs pass the identification .

For users with the basic type of VK Wallet is available:

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  Replenishment of the VK Wallet through the system of fast payments (SBP).
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  Shopping in Russian shops.
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  Advertisement fees.
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  Participation in actions.
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  Receiving bonuses.

More about the types of wallets in Help VKontakte .

VK Pay for Payers

With VK Pay, users can:

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  Replenish VK Wallet through SBP without a commission.
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  Withdraw money from the VK Wallet to any Russian bank card tied to the VK ID account, or through the SBP (only for the extended type of VK Wallet). Read more about limits and commissions for transfers in payment by VK Pay .
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  Save bank card data for quick payment.
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  Transfer money from your VK Wallet to another user’s VK Wallet without a commission (only for the extended VK Wallet type).
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  Get a cashback with 5% bonuses when paying with a VK Pay bank card. More specifically, in Rules of the loyalty program VK Pay .
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  Pay with bonuses up to 20% of the cost of online purchases partners of VK Pay .
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  Get personal discounts from partners.
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  Pay for mobile communication, the Internet, traffic fines, as well as watching movies, online books or games in the section Services .
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  Transfer money to charities.

How to connect

The order of connection depends on the organizational and legal form:

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  Self-employed
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  Legal person or IP